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    • Home
    • Safe Money Strategies
    • Health Insurance
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    • Your Safe Money Show
    • Financial Materials
    • Videos & FAQ
    • Links
    • Our Team
    • Contact

320-679-5183 or 855-22MONEY

Sjoberg & Holmstrom, LLC
  • Home
  • Safe Money Strategies
  • Health Insurance
  • Medicare 101
  • Your Safe Money Show
  • Financial Materials
  • Videos & FAQ
  • Links
  • Our Team
  • Contact

Blueprint for a StressFree 2026 Retirement - Coming 2-7

 In this episode, we tackle the critical transition from saving to spending to ensure your 2026 retirement starts on solid ground. We break down our signature Five Pillars framework, offering a clear strategy to optimize your taxes, secure your healthcare, and shield your lifestyle from market volatility. Join us to turn those lingering financial "what-ifs" into a concrete blueprint that replaces retirement anxiety with genuine peace of mind.  As we step into 2026, this episode provides a necess

Minnesota Isn't So Bad After All - Februay 1

 While the rest of the country fixates on "frozen tundra" stereotypes and high tax brackets, we're crunching the numbers to show why the Bold North is actually a hidden powerhouse for building long-term wealth. In this episode, we break down how Minnesota's high density of Fortune 500 companies and relatively stable housing market offer a "middle-class luxury" that coastal hubs simply can't match. Tune in to discover why staying put in the Gopher State might just be the smartest, most contrarian

2026 Retirement Roadmap - January 25

 This episode kicks off the new year by outlining the essential milestones and regulatory updates for your 2026 retirement strategy. We dive into the latest IRS contribution limits and tax law adjustments that could significantly impact your savings potential over the next twelve months. Whether you are decades away from the finish line or just months from retiring, this roadmap provides the actionable steps needed to keep your financial future on track in this year's economic landscape. 

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Health Literacy for Seniors

 Many seniors struggle with low health literacy, making it difficult to understand complicated medical information, prescription directions, and treatment plans. This lack of clear understanding is a critical issue that directly leads to medication errors, poor health outcomes, and unnecessarily high out-of-pocket costs. We break down the most common pitfalls of low health literacy and share practical tips for asking the right questions, organizing medical information, and advocating effectively

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