Sjoberg & Holmstrom, LLC

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    • Safe Money Strategies
    • Health Insurance
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    • Your Safe Money Show
    • Financial Materials
    • Videos & FAQ
    • Links
    • Our Team
    • Contact

320-679-5183 or 855-22MONEY

Sjoberg & Holmstrom, LLC
  • Home
  • Safe Money Strategies
  • Health Insurance
  • Medicare 101
  • Your Safe Money Show
  • Financial Materials
  • Videos & FAQ
  • Links
  • Our Team
  • Contact

You are a decade away from retirement

 During this episode, we'll consider potential steps to prepare for retirement if you're about a decade away from that monumental event. 

Retirement Gender Gap

 In this episode of Your Safe Money Show, host Todd Sjoberg discusses the "invisible retirement gender gap" and why women face unique financial challenges in retirement due to lower lifetime earnings, career breaks for caregiving, and longer life expectancies. He breaks down key strategies to bridge this gap, such as leveraging spousal IRAs, making catch-up contributions, delaying Social Security, and shifting toward growth-oriented investments. 

Managing Personal Finances in Retirement 8-1-26

 Navigating retirement finances requires a new set of rules, and this episode breaks down the critical shifts you need to make. We'll cover everything from managing your cash flow and optimizing withdrawals to understanding the tax implications of your nest egg. Discover how to create a sustainable financial plan that provides security and peace of mind for your golden years.  

How is my Financial plan doing?

 Evaluating your financial plan goes far beyond tracking daily stock market swings—it's about knowing whether your money is actually on track to support your real-life goals. This episode breaks down the key metrics you should measure during a financial checkup, from progress toward retirement to risk exposure and tax efficiency. Tune in to learn how to run a complete diagnostic on your portfolio so you can make smart adjustments before small detours become costly setbacks.  

KBEK

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