S & P 500 started out January 2nd, 2020 at 3,257; as of November 20, 2020, it’s at 3,557 The annual, to date, point to point Rate of Return is 9%, If you figured in the highs and lows, the actual Rate of Return is -4%.
If using the Dow Jones Industrial Average for the benchmark, January 2nd, 2020 started at 28,868 and as of November 20, 2020, the Dow is at 29,263 an annual, to date, point to point Rate of Return is 1%. If you figured in the daily highs and lows the actual Rate of Return to date is -12%.
