S & P 500 started out January 1st at 2,506; as of August 16, 2019, it’s at 2,888. The annual, to date, point to point Rate of Return is 15%,  If you figured in the highs and lows, the actual Rate of Return 11%.

If using the Dow Jones Industrial Average for the benchmark, January 1st started at 23,327 and as of August 16, 2019  the Dow is at 25,886 an annual, to date, point to point Rate of Return is 10%. If you figured in the daily highs and lows the actual Rate of Return to date is 10%.