S & P 500 started out January 3, 2022 at 4,796 as of November 25, 2022 it’s at 4,026
The annual, to date, point to point Rate of Return is -16%
If you figured in the highs and lows, the actual Rate of Return is -20%.
If using the Dow Jones Industrial Average for the benchmark, January 3, 2022 started at 36,585 and as of November 25, 2022 the Dow is at 34,347. The annual, to date, point to point Rate of Return is - 6%.
If you figured in the daily highs and lows the actual Rate of Return to date is - 9%.