About Us

 Dennis Holmstrom, Founder, MN License # 122179
In 1972, Dennis began his insurance career. Since that time he has achieved many certifications and awards.

Todd Sjoberg,  Owner, MN License # 5045
In 1996, Todd began his career in accident, health and life insurance. After discovering the lack of expertise available to seniors, Todd began working with people 55+ of age, educating and assisting them with their financial matters. Todd continues to watch the trends and programs so that he can help his clients with information regarding tax savings, catastrophic illness, and assets protection

Kristin Nelson, CFO, MN Insurance License # 20018798
Kristin has been with Sjoberg & Holmstrom since 1989 and is licensed in Property & Casualty and Life & Health. She has a Bachelor of Science degree in accounting. Kristin enjoys spending time with her daughter and volunteering at church and Girl Scouts. 

Dennis Norby, MN Insurance License # 242237
Dennis has been licensed for Property & Casualty for over 40 years. He is able to provide competitive personalized insurance quotes for personal home, auto, farms, recreational vehicles as well as all lines of commercial insurance.

Robin Riley,  Marketing and Production Manager 
Robin has over 30 years of experience in the radio industry. She has been an on-air personality, wrote and produced shows and sales. Robin has a son and daughter-in-law, and grandchildren. She lives with her significant-other Fred and they enjoy taking their classic cars to shows and riding motorcycles too. 

We would like to thank Cindy Larson & Sheila Nielsen for their years of service and wish them well in their new endeavors!

• Safe Money Strategies
  
• Retirement Planning
  
• Life Insurance
  
• Long Term Care Insurance
  
• Fixed Annuities
  
• Indexed Annuities
  
• Final Expense Trusts
  
• IRA
  
• ROTH IRA
  
• 401k or 403b Rollovers
  
• Auto/Home Insurance
  
• Farm Insurance
  
• Recreational Vehicles Insurance
  
• Commercial Insurance
  
• General Liability Insurance
  
• Workers Compensation Insurance
  
• Long Term Care Contracts
  
• Group Benefits
  
• Individual and Family Health Insurance
  
• Disability Insurance
  
• Medicare Supplement

How much insurance do I need?

We know it's often hard to figure out how to determine what insurance you need.  Don't worry, we are here to assist you in planning.